Accident victims often experience a rude awakening in the aftermath. They learn how auto insurers lowball accident claim settlements including their own. They may expect a certain amount but end up disappointed. Here are some of the things that you can do to avoid this:
1. Hire a attorney .
Lawyers are optional for settlements. If your expected compensation is a small amount,then it might not be practical to seek legal assistance. If you expect a large compensation from serious injuries,then it is a sensible strategy. Lawyers will help you say the right things and make the best decisions. They will also make insurers think twice about using questionable tactics.
2. Present irrefutable evidence.
Prove your claims by presenting clear and irrefutable evidence. Provide them with copies of the police report,your medical records,and pictures related to the incident. These can include images of the scene of the accident,the injuries sustained,and the property damage that resulted from the crash. Limit your posts on social media and don’t give recorded statements unless given the green light by your lawyer.
3. Know your worth.
One of the reasons that insurers make lowball offers is that they know they can get away with it. Most people are not aware of the potential amount that they can get. If you know your worth,then you can quickly push back. Aside from the straightforward amount from medical bills,there are also lost wages,reduced earning capacity,mental anguish,and pain and suffering.
4. Challenge the offers.
If the offer is too low based on your estimates,then challenge them to justify the amount in detail. You can then present your counter-arguments point-by-point. Stand firm during the negotiations and let your hurt in a car crash do the talking. Be mindful of the deadline for filing a lawsuit and be ready to shift gears if you can’t reach an agreement.